Insurance

Coverages Offered

From the Trusted Companies

 

COMMERCIAL AUTO LIBILITY/General Liability

WE SPECILAIZE PROVIDING COMMERCIAL AUTO LIBILITY FOR ALL LIMOUSINE, LIVERY, NON EMERGANCE MEDICAL TRANSPORTATION, TRUCKINK, TOW TRUCKS AND NON EMERGANCY AMBULATORY SERVICES.

We provide General lability and business owners coverage


professional lability

Any type of professional lability coverage


property

Either your personal or business property



Peo

PEO is a Professional Employer Organization. PEO's provide companies of all sizes with outsourced Human Resources, Payroll Services, Workers Compensation and Tax Benefits ..

PEO's use the combination of Employee services such as Human Resources, Benefits, Payroll and Workers Compensation. This combination of benefits are what makes a PEO so unique to businesses. Allowing the client to put the responsibility of HR and personnel management in the hands of the experts. This will ena­ble the client to concentrate their efforts into building the business, production and growth.

With the size of payroll's the PEO's will generate sometimes tax benefits can be passed onto the client. The effect of these savings can be significant in numbers and even more important in time.

Employee duties and responsibilities of the "day to day" operations are typically shared between the PEO and the client. A co-employer service agreement is signed naming both the PEO and the client as co­employers. The PEO will assume responsibility for the reporting of wages, taxes and additional payroll duties (garnishments, deductions and bonus time for employees), the client will maintain the responsibilities for the daily decisions made for the employees.

The process is simple. The client will complete the payroll numbers on a predetermined schedule which could be weekly, biweekly, whatever the client chooses the payroll schedule to be for their needs. Once the spreadsheet is completed it is sent back to the PEO for processing. The PEO will then send a total bill in­cluding the payroll, payroll taxes and any administrative costs. The next business day the funds are 'swiped" from the clients account. Checks are then distributed by mail with Next Day Delivery to any desired location.

It's a very simple process that thousands of clients have used and in doing so have watched their business spend more time and energy on finding ways to grow their business.



workers compensation

We specialize in high risk high X-Mod workers comp risks


health insurance

Specializing in group or single health coverages


BUSINESS

From manufacturing to ,retail to transportation we got you covered